TERMS AND CONDITIONS

Introduction
These Terms govern:
- The use of this Website ("Site"), and;
- Any current or future service(s) provided by Union Block LLC ("UnionBlock") under applicable service agreements ("Service Agreement(s)").

By accessing or using the Site or Services, you agree to comply with and be bound by these Terms and any policies, rules, or procedures that may be updated from time to time. If you use the Site or Services on behalf of your employer, you confirm you are authorized to accept these Terms on their behalf. Violations of these Terms may result in suspension or termination of your access to the Services, as determined by UnionBlock.
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About UnionBlock
Union Block LLC |  8 The Green, Suite #13020 Dover, DE 19901 | Email: compliance@unionblock.io.
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Consent on Communications and E-signatures
By submitting an application to use UnionBlock Services, you consent to:
- Electronic Communications: UnionBlock may provide communications via email, text message, your dashboard, or other electronic formats.

Examples include:
- Disclosures and notices required by law;
- Billing statements, receipts, and account reports;
- Updates, alerts, and changes to Services.

You agree to maintain accurate contact information. Standard data or message rates may apply.
- Electronic Signatures: UnionBlock may require electronic signatures, which have the same legal effect as physical signatures. If you withdraw consent, you may lose access to the Services.
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Data Sharing and Security
UnionBlock may share user data with third-party service providers, financial partners, or regulatory bodies to:
- Verify eligibility;
- Conduct compliance checks and risk management;
- Ensure adherence to legal requirements.

Both parties agree to maintain commercially reasonable security measures to protect shared data from unauthorized access or breaches.
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Acceptable Use and Prohibited Activities
You may not use the Site or Services for:I
- llegal activities, such as drug sales, counterfeit goods, or intellectual property violations.
- Pyramid schemes, predatory practices, or deceptive businesses.
- Gambling, adult content, or high-risk services.
- Violating applicable laws or regulations, including U.S. sanctions and the CAN-SPAM Act.
- Activities in prohibited jurisdictions or any listed on UnionBlock’s Prohibited Jurisdictions.

UnionBlock reserves the right to suspend or terminate accounts engaged in prohibited activities.
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Modifications to Terms and Services
UnionBlock may modify these Terms or the Services at any time. Changes will be effective upon posting on the Site and notifying users. Continued use of the Services constitutes acceptance of the revised Terms.
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Limitation of Services
UnionBlock’s Services are subject to:
- Federal registration with FinCEN as a Money Service Business;
- Compliance with the Bank Secrecy Act and related AML/CFT regulations;
- Service limitations due to state-level licensing restrictions.

UnionBlock does not provide custody of funds or third-party payments. Users assume full responsibility for risks associated with cryptocurrency use, including potential financial loss.
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Dispute Rights
Users may dispute transactions or other actions. Disputes will be resolved under the applicable Service Agreement or governing laws.
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Intellectual Property Rights
The Site and all content, trademarks, and proprietary information are owned by UnionBlock or its licensors. You may:
- Use content for personal, non-commercial purposes only;
- Not copy, modify, or distribute content without permission.

Requests for use must be sent to compliance@unionblock.io.
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Dispute Rights
You have the right to dispute a transaction, payment, or any other action made through our Service.  
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Third-Party Services and Links
UnionBlock may:
- Partner with third-party service providers for operational purposes;
- Provide links to third-party websites as a convenience.

UnionBlock is not responsible for third-party content, policies, or services.
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Force Majeure
‍UnionBlock is not liable for delays or failures caused by uncontrollable events, including natural disasters, cyberattacks, or government actions.
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Prohibited Business
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Termination
These Terms are governed by the laws of Delaware. Any disputes will be resolved in Delaware courts, and you consent to their jurisdiction.

Disclaimer
UnionBlock provides Services "as is" and disclaims all warranties, including merchantability or fitness for a particular purpose. Users assume all risks related to cryptocurrency use.

Indemnification|
You agree to indemnify UnionBlock against claims arising from:
- Your use of the Site or Services;
- Violations of these Terms;
- Breaches of law or intellectual property rights.

Privacy Policy
UnionBlock’s handling of user data is governed by its Privacy Policy.
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Privacy Policy
Information collected by the Site will be treated in accordance with Union Block's Privacy Policy.
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